WITH many getting pay cuts or losing jobs, learning to manage personal finances as soon as possible is a large part of adulthood.

Here are a few things adults should start doing while under quarantine:

Now is a good time to start a budget. Apply the 50-30-20 rule. Allocate 50 percent of income towards basic necessities, 30 percent for leisure and 20 percent towards financial goals. Financing options such as Toyota Financial Services’ Balloon Payment Plus makes car ownership easier with lower down payment and monthly terms, which are already inclusive of periodic maintenance services. Such packages make spending lighter on the monthly budget, with guaranteed great resale value options by the end of the term.

Distinguish between wants and needs. For big purchases, always go for value for money and exn plore available instalment plans to make payments lighter on the pocket. One is sure to get their money’s worth with Toyota Vios not only for being a quality and durable car, but also for its added value benefits such as free periodic maintenance service, extended warranty or free car insurance.

Some big ticket items are also worth investing in during this period. With limited transportation due to quarantine restrictions, having a car removes the need to queue and wait for a ride. Adults can reduce exposure to the virus by driving their own car. With Toyota’s financing solutions, owning the Vios is made practical.